Set the break-even bill
Add the total plan price and the deductible you would pay on a covered claim.
Independent auto warranty analysis
Is an extended auto warranty worth it for your car?
Enter your vehicle and warranty quote. We compare the plan price and deductible with the major repair bills that could make coverage worthwhile.
1427vehicle years compared
44major repair scenarios
50local cost profiles
The central question
We calculate warranty worthiness, not just repair costs
Repair prices are one input. The decision also depends on the full plan price, deductible, covered components, payout limits and how much financial uncertainty you want to carry yourself.
Measure repair exposure
Compare that threshold with major repair ranges for the vehicle and local labor market.
Check whether coverage fits
Remove excluded parts, wear items and costs above the contract's payout limits.
Before the warning light
Price the protection before you need it.
A polished sales pitch is not enough. Compare the total plan price and deductible with repairs the contract actually covers, then read the exclusions, labor allowance and payout limit.
Chaiz is an independent marketplace. Vehicle service contracts are not manufacturer warranties and are unavailable through Chaiz in California.Warranty value by vehicle
Is a warranty worth it by car model?
2025
Acura MDX
70 complaint reports · 4 recalls
Assess warranty value →2025Acura RDX
29 complaint reports · 1 recalls
Assess warranty value →2025Audi A4
0 complaint reports · 0 recalls
Assess warranty value →2025Audi Q5
37 complaint reports · 1 recalls
Assess warranty value →2025Audi Q7
13 complaint reports · 2 recalls
Assess warranty value →2025BMW 330i
4 complaint reports · 1 recalls
Assess warranty value →2025BMW X3
34 complaint reports · 8 recalls
Assess warranty value →2025BMW X5
56 complaint reports · 5 recalls
Assess warranty value →2025Buick Enclave
36 complaint reports · 0 recalls
Assess warranty value →2025Cadillac Escalade
27 complaint reports · 1 recalls
Assess warranty value →2025Cadillac XT5
3 complaint reports · 1 recalls
Assess warranty value →2025Chevrolet Blazer
26 complaint reports · 1 recalls
Assess warranty value →Location changes break even
Local labor costs can change warranty value
Higher local repair bills can make the same fixed-price protection more valuable. Compare modeled labor rates and climate exposure across fifty US metros.
Explore all cities →What makes coverage pay
Repairs that determine warranty value
EV traction battery replacement$7,000 to $25,000 partsEngine replacement or major internal repair$4,000 to $12,000 partsEV drive unit replacement$3,000 to $14,000 partsHybrid high voltage battery replacement$4,626 to $4,626 partsTransmission replacement$2,500 to $8,000 partsSupercharger assembly replacement$2,952 to $2,953 partsTransfer case replacement$1,300 to $5,500 partsEV onboard charger replacement$1,000 to $6,000 parts
Auto warranty research
Understand the offer before you buy
Use the guides to compare cost, coverage, companies and contract structure after checking whether the numbers work for your car.
Extended auto warranty
Costs, coverage levels and break-even scenarios
Open guide →Best extended auto warranty
How to compare plans and administrators
Open guide →Used car warranty
Repair exposure for older and higher-mileage cars
Open guide →Car repair insurance
Mechanical breakdown insurance versus service contracts
Open guide →Auto warranty cost
Price drivers and break-even math
Open guide →Auto warranty companies
How to identify the obligor behind a plan
Open guide →Vehicle service contracts
Deductibles, exclusions, caps and contract terms
Open guide →Powertrain warranty
Engine, transmission and drive-system coverage
Open guide →Is an extended warranty worth it?
Model no-repair, moderate and major-repair outcomes
Open guide →Transparent limits
Worthiness is conditional, not a promise.
We calculate break-even scenarios and repair exposure. We do not claim to predict a breakdown or guarantee that a contract will cover a specific repair.
Read the methodology